1. Content
The author is not responsible for the topicality, correctness, completeness or quality of the information provided. Liability claims regarding damage caused by the use of any information provided, including any information which is incomplete or incorrect, will therefore be rejected.  All offers are non-binding and without obligation. We reserve the right to make changes to any of the pages at any time and without prior notice.

2. Referrals and links
The author is not responsible for any contents linked to or referred  from his/her pages. The author accepts no responsibility for any postings or messages published by users of discussion boards, guestbooks or mailinglists provided on his/her page.

3. Copyright
The author reserves full copyright on all material created by him/her. Any duplication or use of such material, including but not limited to diagrams, audio, texts, video, and other electronic or printed forms, is not permitted without prior written agreemend of the author.

Where the author has used copyrighted material as part of the presentation/publication, every attempt has been made to indicate copyright of the material.

4. Privacy policy
Homeoversity pledges to protect the privacy of all our registered users. The Homeoversity registration form requires users to give us contact information (like their name and e-mail address) and demographic information (like their ZIP code).

We use the contact information from the registration form for internal purposes only, to send the user news, information about new Homeoversity site features, services or updates and information about our company. We maintain physical, procedural, and electronic safeguards designed to protect your information. We require other companies that help us serve you to keep your information secure and confidential.

We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts the information you input.

It is important for you to protect against unauthorized access to your password and to your computer. Be sure to sign off when you have finished using a shared computer.

5. Legal validity of this disclaimer
This disclaimer is to be regarded as part of the Homeoversity website. If any  sections or individual terms of this statement are deemed not to be legal or correct, the content or validity of the other parts remain un affected by this fact.